Is your Encompass data worth money?
In this article
What is in a Encompass and loan origination systems exportWhy buyers want itHow to export itWhat is removedWhat it pairs withWhich buyers name itWhat is actually in a Encompass and loan origination systems export
- Every loan file with its milestones, conditions, documents and the decision
- Underwriting conditions issued and cleared, with dates
- Pricing, locks and exceptions
- Post-close quality control findings
Why buyers want it
Every loan is a regulated, documented decision with a binary outcome made by expensive licensed people. That is the formula buyers describe for the most valuable operating data. The borrower is removed; the process, the conditions and the outcome stay.
- The buyer built for small operators
- publishes an offer band of $750,000 to $1,000,000 for a mortgage company in Texas (published, October 2026).
- One enterprise buyer
- lists underwriting files and claims (published, 2026).
- Another enterprise buyer
- lists review and approval workflows (published, October 2026).
How to export it
You do not have to do this before talking to a buyer. The buyer walks your admin through it once a deal is scoped. For reference, as of October 6, 2026:
- Encompass: reports and pipeline exports; Encompass Data Connect (ICE) for bulk history; your Encompass admin or ICE account team for a full extract.
- Other LOS platforms (Byte, LendingPad, Calyx) have report exports and APIs.
- Document images export with the file through the LOS.
- Compliance reviews the scope before the export; buyers expect it.
Vendors move menus. Check the vendor's help center for the current path.
See what your company's records could get.
Ten questions, under five minutes, built from the buyers' own published ranges.
Get my estimate →What is removed before anyone sees it
- Borrower identities, Social Security numbers, account numbers and credit reports
- Property addresses tied to a borrower
- Anything under investor or warehouse agreements that restricts use
- Loan officer compensation tied to a person
How scrubbing works, and what every buyer commits to.
What it pairs with
One system is a record. Two linked systems are a story. This is where the number moves most.
- Salesforce
- The lead and the application.
- Outlook and SharePoint
- The condition emails.
- QuickBooks and Xero
- Commissions and the close.
Which buyer types name it
Every buyer type, what it publishes, and who it wants.
Industries that run on it
In short
- Encompass and loan origination systems: highest demand among buyers. 2 of the 6 buyer types name this kind of record.
- Years of history and links to other systems drive the number. A snapshot is worth little.
- Names, credentials and anything under a restrictive contract are removed or excluded before use.
- You do not export anything before a deal is scoped. The buyer handles it with your admin.
Questions owners ask.
GLBA?
Borrower nonpublic personal information is removed before anything is shared. Your compliance officer reads the buyer agreement. Serious buyers expect that.
Broker or lender?
Both have files with outcomes. Lenders have more underwriting records.
How long?
Two to three months for a full-company deal. Reviews run slower in lending.
Which buyer?
The small-operator buyer publishes the highest band. The enterprise buyers for larger shops.
